📖 How to Find Your XRP Wallet Address
Your XRP wallet address is a unique identifier on the XRP Ledger. It always starts with the letter r and is 25-35 characters long.
XUMM / Xaman Wallet
Open the app → Your address is displayed on the home screen → Tap the copy icon next to it.
Ledger (Hardware Wallet)
Open Ledger Live → Go to Accounts → Select your XRP account → Click "Receive" → Your address will be shown and verified on the device.
Exchange Wallets
- Binance: Wallet → Spot → Deposit → Search XRP → Copy address + memo tag
- Coinbase: Assets → XRP → Receive → Copy address
- Kraken: Funding → Deposit → XRP → Generate address
Trust Wallet
Open Trust Wallet → Tap XRP → Tap "Receive" → Copy the address shown.
⚠️ Important: When sending to exchanges, always include the destination tag (memo). Without it, your funds may be lost.
🐋 Notable XRP Wallets
Track these well-known addresses to monitor Ripple activity, exchange reserves, and whale movements.
Ripple Escrow Wallet #1
rN7n3473SaZBCG4dFL83w7a1RXtXtbk2D9
Escrow
Binance Hot Wallet
rLHzPsX6oXkzU2qL12kHCH8G8cnZv1rBJh
Exchange
Bitstamp Hot Wallet
rDsbeomae4FXwgQTJp9Rs64Qg9vDiTCdBv
Exchange
Coinbase Custody
rKHuuVfgrbfHxm3qo9Mkij5grxpWtTMMM3
Exchange
Bitfinex
rEb8TK3gBgk5auZkwc6sHnwrGVJH8DuaLh
Exchange
Unknown Whale #1
rPcaSNcF8EvCsjZCTQwXPgqoVWuJDKpWn2
Whale
💰 XRP Rich List (Top 10)
The largest XRP holders on the network. Data updated periodically from public ledger.
| # |
Address |
Balance |
% Supply |
| 1 |
rN7n347...k2D9 |
~5.0B XRP |
5.00% |
| 2 |
rLHzPs...rBJh |
~2.8B XRP |
2.80% |
| 3 |
rKHuuV...MMM3 |
~1.5B XRP |
1.50% |
| 4 |
rDsbeo...CdBv |
~1.2B XRP |
1.20% |
| 5 |
rEb8TK...uaLh |
~980M XRP |
0.98% |
| 6 |
rBKPS4...FQs7 |
~750M XRP |
0.75% |
| 7 |
rPcaSN...Wn2 |
~600M XRP |
0.60% |
| 8 |
rpXTzC...7JbW |
~520M XRP |
0.52% |
| 9 |
rJcEbV...U7rz |
~450M XRP |
0.45% |
| 10 |
rHvmjT...9pGY |
~380M XRP |
0.38% |
View full rich list on XRPScan →
❓ Frequently Asked Questions
How do I find my XRP wallet address?
Your XRP wallet address can be found in your wallet app under "Receive" or "Deposit". In XUMM (Xaman), tap the copy icon on the home screen. In Ledger Live, go to Accounts → XRP → Receive. All XRP addresses start with "r" and are 25-35 characters long.
What does XRP wallet activation mean?
XRP wallets require a minimum 10 XRP reserve to activate. This reserve is locked and cannot be spent while the wallet exists. The activation date is when the first 10+ XRP transaction was received. This prevents spam accounts on the network.
How can I track XRP whale wallets?
You can track known whale wallets using this tracker. Notable addresses include Ripple's escrow wallet, exchange hot wallets like Binance and Coinbase, and addresses from the XRP rich list shown above. Services like Whale Alert also tweet large movements.
Is my XRP wallet address public?
Yes, all XRP wallet addresses and transactions are public on the XRP Ledger. Anyone can look up any address to see its balance and transaction history. Only you control the private keys to move funds. This transparency is a feature of blockchain technology.
Why does my wallet show less available than my balance?
The XRP Ledger requires a base reserve (currently 10 XRP) plus 2 XRP for each object you own (trust lines, offers, escrows). This reserve is locked but returned if you delete those objects. Your "available" balance is what you can actually spend.
What is a destination tag?
A destination tag (or memo) is a number that identifies your account on shared wallets, like exchanges. When sending XRP to an exchange, you must include the tag they provide. Without it, the exchange won't know the XRP belongs to you.