XRP Rich List

Top holders & whale tracker

100B
Total Supply
~57B
Circulating
~43B
Ripple Escrow
5M+
Total Wallets

Top XRP Holders

#1

Ripple Escrow

Locked, 1B released monthly

~43B XRP
43% of supply
$--
#2

Ripple Operational

Company treasury

~5B XRP
5% of supply
$--
#3

Chris Larsen

Co-founder holdings

~2-5B XRP
Est.
$--
#4

Binance (Exchange)

Customer deposits

~3B XRP
Hot + Cold
$--
#5

Unknown Whale

rHWcuuZo...Multiple wallets

~1B+ XRP
Various
$--

*Data approximate. Verify on xrpscan.com for real-time rich list.

Supply Distribution

Who Owns XRP?
Escrow
Ripple
Founders
Exchanges
Public
Ripple Escrow (43%)
Ripple Ops (7%)
Founders (~10%)
Exchanges (~15%)
Public (~25%)

Holder Tiers

🐋 Mega Whale
100M+ XRP
~50 wallets
🐳 Whale
10M - 100M XRP
~200 wallets
🦈 Shark
1M - 10M XRP
~2,000 wallets
🐬 Dolphin
100K - 1M XRP
~15,000 wallets
🐟 Fish
10K - 100K XRP
~100,000 wallets
🦐 Shrimp
< 10K XRP
~5M+ wallets

Frequently Asked Questions

Who owns the most XRP?

Ripple Labs holds the most XRP - approximately 40+ billion in escrow. After Ripple, the largest holders are founders (Chris Larsen, Jed McCaleb's sales completed), exchanges (Binance, Uphold), and unknown whale wallets.

How much XRP does Ripple own?

Ripple holds approximately 40-45 billion XRP in escrow, released at 1 billion per month. They also hold operational XRP. This is roughly 40-45% of total supply, though much remains locked.

How many XRP wallets exist?

Over 5 million XRP Ledger accounts exist. However, many are dormant or hold minimal amounts. Active wallets with meaningful balances number in the hundreds of thousands.

What is an XRP whale?

An XRP whale is typically defined as a wallet holding 1 million+ XRP. These large holders can influence price through their trading activity. Whale movements are closely watched by traders.

Is XRP ownership concentrated?

Yes, relatively concentrated. Ripple + founders hold ~50% of supply. Top 100 wallets hold significant portions. However, this is common in crypto and XRP's distribution is more transparent than most due to public ledger.